Invest in bonds, shares and pre-IPO deals, and work towards building a diversified portfolio
How does it work?
Straight forward investing with dedicated support.
Register on our platform
Press Sign Up to register and open an account with Eurivex. You will need to answer a very simple questionnaire and provide your ID, Proof of address and IBAN. Once you get accepted, you can send funds to Eurivex.
Find an investment
After you log in to Eurivex platform, you will be able to see all the deals available for investment. You will choose a deal in which vou are interested and fits your risk profile and select amount to invest.
Track your portfolio
You can follow and track the performance of your portfolio, including the maturity of the deals, interest payments, dividends and all corporate action. You can download the statement of account and our performance
A company may issue ordinary, preference or other types of shares. You decide the price and after our evaluation, we will list your deal on our web site and allow investors to invest via our platform
Companies issue corporate bonds to raise money to finance their operations. Corporate bonds are debt obligations of the issuer—the company that issued the bond. Most companies could borrow the money from a bank, but they view this as a more restrictive and expensive alternative than selling the debt on the open market through a bond issue.
Type of bonds
Fixed rate bonds pay a fixed rate until maturity. Bondholders earn predictable return regardless of prevailing market conditions.
Floating rate bonds do not pay a fixed rate as the interest rate varies. The interest rate is usually a fixed spread above EURIBOR.
Zero coupon bonds do not pay periodic interest during their tenure. These bonds are issued at a discount and are repayable at par value.
Convertible bonds give the right to convert the bond to a predefined number of equity shares in the issuing company at a particular time.
Investors must consider several issues before investing in bonds, such as:
Risk and Return: Bonds are not risk-free. In addition to inflation, interest, liquidity and default risk, investors should consider whether they prefer getting a higher return compared to investing in lower risk government bonds.
Default risk: This is the biggest risk for investors. It includes the risk arising from the inability of the issuer to repay the principal to the bondholders. The default can also include interest payments. Therefore, it is advisable for investors to look into the financial statements of the issuer before investing in the bond.
Liquidity: An important factor to consider is the liquidity of bonds and if investors have the ability to exit before maturity. Though bonds are traded in the secondary market, if exit terms are available, selling the bonds before maturity may cause a financial loss on the investor if there is no liquidity, or the price is significantly lower. You may also not be able to sell your investment when you wish.
Companies issue convertible securities to raise money to finance their projects and to lower the rate on debt and delay dilution. A bond’s conversion ratio determines how many shares an investor will get. Companies can force conversion of the bonds if the stock price is higher than if the bond were to be redeemed.
Benefits for investors
Convertible securities offer investors the potential for equity-like appreciation while providing the downside risk protection of a fixed income instrument. An investor knows that the company will pay a fixed or variable interest until the trigger point, when the investor will have the option to either convert into shares of the company, usually at a discount, or walk away and ask for full repayment, according to the terms of issue.
Risks to consider
Investors and companies should understand that general market or industry specific changes can affect the company and possibly lower the value of its securities. Here’s how these deals tend to work and some of the risks they pose:
The company issues convertible securities that allow the holders to convert their securities to equity at a discount to the market price at the time of conversion. If conditions change and the value of the shares is lower, then the company will be forced to issue more shares.
The more shares the company issues on conversion, the greater the dilution to the company’s existing shareholders and to future shareholders, resulting in lower earnings per share and lower dividends.
Before you decide to invest in a company, you should find out what types of financings the company has engaged in – including convertible security deals – and make sure that you understand the effects those financings might have on the company and the value of its securities. It is advisable to seek the help of a professional before investing, if you do not fully understand the risks.
Eurivex Ltd is a CIF (Cyprus Investment Firm) that is authorized and regulated by the Cyprus Securities and Exchange Commission (CySEC) under license number 114/10. The company is registered under company number HE 255430 and the firm’s headquarters are located at 18 Kyriacou Matsi Avenue, Victory Tower, 1st floor, Nicosia 1082, Cyprus. Eurivex provides investment and ancillary services to residents of the European Economic Area (EEA) and several other jurisdictions.
Risk Warning: Investing carries risks, including loss of capital and illiquidity. Please read our risk warning before investing.
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